LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,231
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,855
−HK$1,651/mo
Today · 4.125%
HK$55,506
baseline
▲ 0.50% · 4.625%
HK$58,883
+HK$3,377/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,012/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,106
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$59,664
−HK$1,581/mo
Today · 4.125%
HK$61,245
baseline
▲ 0.50% · 4.625%
HK$64,474
+HK$3,229/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,490/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,677
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,626
−HK$1,981/mo
Today · 4.125%
HK$66,607
baseline
▲ 0.50% · 4.625%
HK$70,660
+HK$4,053/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$133,214/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,727
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,597
−HK$1,897/mo
Today · 4.125%
HK$73,494
baseline
▲ 0.50% · 4.625%
HK$77,368
+HK$3,874/mo
Deposit HK$9.16M · loan HK$13.74M · min. income ≈ HK$146,988/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,123
−HK$4,585/mo
▼ 0.25% · 3.875%
HK$75,397
−HK$2,311/mo
Today · 4.125%
HK$77,708
baseline
▲ 0.50% · 4.625%
HK$82,437
+HK$4,729/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$155,416/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,348
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,530
−HK$2,213/mo
Today · 4.125%
HK$85,743
baseline
▲ 0.50% · 4.625%
HK$90,263
+HK$4,520/mo
Deposit HK$6.87M · loan HK$16.03M · min. income ≈ HK$171,486/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,015
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,940
−HK$2,971/mo
Today · 4.125%
HK$99,911
baseline
▲ 0.50% · 4.625%
HK$105,990
+HK$6,079/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,822/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,591
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,396
−HK$2,846/mo
Today · 4.125%
HK$110,242
baseline
▲ 0.50% · 4.625%
HK$116,053
+HK$5,811/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,484/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,488 · Scale 2, in force from 26 Feb 2026)