LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,237
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,862
−HK$1,651/mo
Today · 4.125%
HK$55,513
baseline
▲ 0.50% · 4.625%
HK$58,891
+HK$3,378/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,026/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,113
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,672
−HK$1,581/mo
Today · 4.125%
HK$61,253
baseline
▲ 0.50% · 4.625%
HK$64,482
+HK$3,229/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,506/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,685
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,634
−HK$1,981/mo
Today · 4.125%
HK$66,615
baseline
▲ 0.50% · 4.625%
HK$70,669
+HK$4,054/mo
Deposit HK$9.16M · loan HK$13.75M · min. income ≈ HK$133,230/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,736
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,606
−HK$1,898/mo
Today · 4.125%
HK$73,504
baseline
▲ 0.50% · 4.625%
HK$77,378
+HK$3,874/mo
Deposit HK$9.16M · loan HK$13.75M · min. income ≈ HK$147,008/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,132
−HK$4,586/mo
▼ 0.25% · 3.875%
HK$75,407
−HK$2,311/mo
Today · 4.125%
HK$77,718
baseline
▲ 0.50% · 4.625%
HK$82,447
+HK$4,729/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,436/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,359
−HK$4,395/mo
▼ 0.25% · 3.875%
HK$83,541
−HK$2,213/mo
Today · 4.125%
HK$85,754
baseline
▲ 0.50% · 4.625%
HK$90,274
+HK$4,520/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,508/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,027
−HK$5,896/mo
▼ 0.25% · 3.875%
HK$96,952
−HK$2,971/mo
Today · 4.125%
HK$99,923
baseline
▲ 0.50% · 4.625%
HK$106,003
+HK$6,080/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,846/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,604
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,409
−HK$2,846/mo
Today · 4.125%
HK$110,255
baseline
▲ 0.50% · 4.625%
HK$116,067
+HK$5,812/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,510/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,610 · Scale 2, in force from 26 Feb 2026)