LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,240
−HK$3,275/mo
▼ 0.25% · 3.875%
HK$53,864
−HK$1,651/mo
Today · 4.125%
HK$55,515
baseline
▲ 0.50% · 4.625%
HK$58,893
+HK$3,378/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$111,030/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,116
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,675
−HK$1,581/mo
Today · 4.125%
HK$61,256
baseline
▲ 0.50% · 4.625%
HK$64,485
+HK$3,229/mo
Deposit HK$11.45M · loan HK$11.45M · min. income ≈ HK$122,512/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,687
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,637
−HK$1,982/mo
Today · 4.125%
HK$66,619
baseline
▲ 0.50% · 4.625%
HK$70,672
+HK$4,053/mo
Deposit HK$9.16M · loan HK$13.75M · min. income ≈ HK$133,238/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,739
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,610
−HK$1,897/mo
Today · 4.125%
HK$73,507
baseline
▲ 0.50% · 4.625%
HK$77,382
+HK$3,875/mo
Deposit HK$9.16M · loan HK$13.75M · min. income ≈ HK$147,014/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,135
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,410
−HK$2,312/mo
Today · 4.125%
HK$77,722
baseline
▲ 0.50% · 4.625%
HK$82,451
+HK$4,729/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,444/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,362
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,544
−HK$2,214/mo
Today · 4.125%
HK$85,758
baseline
▲ 0.50% · 4.625%
HK$90,279
+HK$4,521/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,516/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,031
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,956
−HK$2,972/mo
Today · 4.125%
HK$99,928
baseline
▲ 0.50% · 4.625%
HK$106,008
+HK$6,080/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,856/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,609
−HK$5,651/mo
▼ 0.25% · 3.875%
HK$107,414
−HK$2,846/mo
Today · 4.125%
HK$110,260
baseline
▲ 0.50% · 4.625%
HK$116,072
+HK$5,812/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,520/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,654 · Scale 2, in force from 26 Feb 2026)