LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,244
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,869
−HK$1,651/mo
Today · 4.125%
HK$55,520
baseline
▲ 0.50% · 4.625%
HK$58,898
+HK$3,378/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,040/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,121
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,679
−HK$1,582/mo
Today · 4.125%
HK$61,261
baseline
▲ 0.50% · 4.625%
HK$64,490
+HK$3,229/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,522/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,692
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,642
−HK$1,982/mo
Today · 4.125%
HK$66,624
baseline
▲ 0.50% · 4.625%
HK$70,678
+HK$4,054/mo
Deposit HK$9.16M · loan HK$13.75M · min. income ≈ HK$133,248/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,745
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,615
−HK$1,898/mo
Today · 4.125%
HK$73,513
baseline
▲ 0.50% · 4.625%
HK$77,388
+HK$3,875/mo
Deposit HK$9.16M · loan HK$13.75M · min. income ≈ HK$147,026/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,141
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,416
−HK$2,312/mo
Today · 4.125%
HK$77,728
baseline
▲ 0.50% · 4.625%
HK$82,457
+HK$4,729/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,456/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,369
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,551
−HK$2,214/mo
Today · 4.125%
HK$85,765
baseline
▲ 0.50% · 4.625%
HK$90,286
+HK$4,521/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,530/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,039
−HK$5,897/mo
▼ 0.25% · 3.875%
HK$96,964
−HK$2,972/mo
Today · 4.125%
HK$99,936
baseline
▲ 0.50% · 4.625%
HK$106,016
+HK$6,080/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,872/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,617
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,423
−HK$2,846/mo
Today · 4.125%
HK$110,269
baseline
▲ 0.50% · 4.625%
HK$116,082
+HK$5,813/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,538/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$973,731 · Scale 2, in force from 26 Feb 2026)