LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,248
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,873
−HK$1,651/mo
Today · 4.125%
HK$55,524
baseline
▲ 0.50% · 4.625%
HK$58,903
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,048/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,125
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,684
−HK$1,581/mo
Today · 4.125%
HK$61,265
baseline
▲ 0.50% · 4.625%
HK$64,495
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,530/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,697
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,648
−HK$1,981/mo
Today · 4.125%
HK$66,629
baseline
▲ 0.50% · 4.625%
HK$70,683
+HK$4,054/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,258/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,750
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,621
−HK$1,898/mo
Today · 4.125%
HK$73,519
baseline
▲ 0.50% · 4.625%
HK$77,394
+HK$3,875/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,038/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,147
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,422
−HK$2,312/mo
Today · 4.125%
HK$77,734
baseline
▲ 0.50% · 4.625%
HK$82,464
+HK$4,730/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,468/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,375
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,558
−HK$2,214/mo
Today · 4.125%
HK$85,772
baseline
▲ 0.50% · 4.625%
HK$90,293
+HK$4,521/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,544/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,046
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,971
−HK$2,973/mo
Today · 4.125%
HK$99,944
baseline
▲ 0.50% · 4.625%
HK$106,025
+HK$6,081/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,888/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,625
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,431
−HK$2,847/mo
Today · 4.125%
HK$110,278
baseline
▲ 0.50% · 4.625%
HK$116,091
+HK$5,813/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,556/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,808 · Scale 2, in force from 26 Feb 2026)