LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,250
−HK$3,276/mo
▼ 0.25% · 3.875%
HK$53,875
−HK$1,651/mo
Today · 4.125%
HK$55,526
baseline
▲ 0.50% · 4.625%
HK$58,905
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,052/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,128
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$59,686
−HK$1,582/mo
Today · 4.125%
HK$61,268
baseline
▲ 0.50% · 4.625%
HK$64,498
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,536/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,700
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,650
−HK$1,982/mo
Today · 4.125%
HK$66,632
baseline
▲ 0.50% · 4.625%
HK$70,686
+HK$4,054/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,264/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,753
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,624
−HK$1,898/mo
Today · 4.125%
HK$73,522
baseline
▲ 0.50% · 4.625%
HK$77,397
+HK$3,875/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,044/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,150
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,425
−HK$2,312/mo
Today · 4.125%
HK$77,737
baseline
▲ 0.50% · 4.625%
HK$82,467
+HK$4,730/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,474/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,379
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$83,561
−HK$2,214/mo
Today · 4.125%
HK$85,775
baseline
▲ 0.50% · 4.625%
HK$90,297
+HK$4,522/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,550/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,050
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,975
−HK$2,973/mo
Today · 4.125%
HK$99,948
baseline
▲ 0.50% · 4.625%
HK$106,029
+HK$6,081/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,896/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,630
−HK$5,652/mo
▼ 0.25% · 3.875%
HK$107,436
−HK$2,846/mo
Today · 4.125%
HK$110,282
baseline
▲ 0.50% · 4.625%
HK$116,096
+HK$5,814/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,564/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,848 · Scale 2, in force from 26 Feb 2026)