LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,254
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,879
−HK$1,652/mo
Today · 4.125%
HK$55,531
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,062/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,132
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,691
−HK$1,582/mo
Today · 4.125%
HK$61,273
baseline
▲ 0.50% · 4.625%
HK$64,502
+HK$3,229/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,546/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,705
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,655
−HK$1,982/mo
Today · 4.125%
HK$66,637
baseline
▲ 0.50% · 4.625%
HK$70,692
+HK$4,055/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,274/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,758
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,629
−HK$1,898/mo
Today · 4.125%
HK$73,527
baseline
▲ 0.50% · 4.625%
HK$77,403
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,054/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,156
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,431
−HK$2,312/mo
Today · 4.125%
HK$77,743
baseline
▲ 0.50% · 4.625%
HK$82,474
+HK$4,731/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,486/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,385
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,568
−HK$2,214/mo
Today · 4.125%
HK$85,782
baseline
▲ 0.50% · 4.625%
HK$90,303
+HK$4,521/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,564/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,057
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,983
−HK$2,972/mo
Today · 4.125%
HK$99,955
baseline
▲ 0.50% · 4.625%
HK$106,037
+HK$6,082/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,910/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,638
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,444
−HK$2,847/mo
Today · 4.125%
HK$110,291
baseline
▲ 0.50% · 4.625%
HK$116,104
+HK$5,813/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,582/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,924 · Scale 2, in force from 26 Feb 2026)