LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,255
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,880
−HK$1,652/mo
Today · 4.125%
HK$55,532
baseline
▲ 0.50% · 4.625%
HK$58,911
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,064/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,133
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,692
−HK$1,582/mo
Today · 4.125%
HK$61,274
baseline
▲ 0.50% · 4.625%
HK$64,504
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,548/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,706
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,656
−HK$1,982/mo
Today · 4.125%
HK$66,638
baseline
▲ 0.50% · 4.625%
HK$70,693
+HK$4,055/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,276/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,760
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,630
−HK$1,898/mo
Today · 4.125%
HK$73,528
baseline
▲ 0.50% · 4.625%
HK$77,404
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,056/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,157
−HK$4,587/mo
▼ 0.25% · 3.875%
HK$75,432
−HK$2,312/mo
Today · 4.125%
HK$77,744
baseline
▲ 0.50% · 4.625%
HK$82,475
+HK$4,731/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,488/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,386
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,569
−HK$2,214/mo
Today · 4.125%
HK$85,783
baseline
▲ 0.50% · 4.625%
HK$90,305
+HK$4,522/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,566/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,059
−HK$5,898/mo
▼ 0.25% · 3.875%
HK$96,984
−HK$2,973/mo
Today · 4.125%
HK$99,957
baseline
▲ 0.50% · 4.625%
HK$106,039
+HK$6,082/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,914/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,639
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,446
−HK$2,847/mo
Today · 4.125%
HK$110,293
baseline
▲ 0.50% · 4.625%
HK$116,106
+HK$5,813/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,586/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,939 · Scale 2, in force from 26 Feb 2026)