LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,256
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,881
−HK$1,652/mo
Today · 4.125%
HK$55,533
baseline
▲ 0.50% · 4.625%
HK$58,912
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,066/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,134
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,693
−HK$1,582/mo
Today · 4.125%
HK$61,275
baseline
▲ 0.50% · 4.625%
HK$64,505
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,550/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,707
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,657
−HK$1,982/mo
Today · 4.125%
HK$66,639
baseline
▲ 0.50% · 4.625%
HK$70,694
+HK$4,055/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,278/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,761
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,632
−HK$1,898/mo
Today · 4.125%
HK$73,530
baseline
▲ 0.50% · 4.625%
HK$77,406
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,060/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,158
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,434
−HK$2,312/mo
Today · 4.125%
HK$77,746
baseline
▲ 0.50% · 4.625%
HK$82,476
+HK$4,730/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$155,492/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,388
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,570
−HK$2,215/mo
Today · 4.125%
HK$85,785
baseline
▲ 0.50% · 4.625%
HK$90,307
+HK$4,522/mo
Deposit HK$6.87M · loan HK$16.04M · min. income ≈ HK$171,570/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,060
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,986
−HK$2,973/mo
Today · 4.125%
HK$99,959
baseline
▲ 0.50% · 4.625%
HK$106,041
+HK$6,082/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$199,918/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,641
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,448
−HK$2,847/mo
Today · 4.125%
HK$110,295
baseline
▲ 0.50% · 4.625%
HK$116,108
+HK$5,813/mo
Deposit HK$2.29M · loan HK$20.62M · min. income ≈ HK$220,590/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$973,957 · Scale 2, in force from 26 Feb 2026)