LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,259
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,885
−HK$1,652/mo
Today · 4.125%
HK$55,537
baseline
▲ 0.50% · 4.625%
HK$58,916
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,074/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,138
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,697
−HK$1,582/mo
Today · 4.125%
HK$61,279
baseline
▲ 0.50% · 4.625%
HK$64,509
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,558/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,711
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,662
−HK$1,982/mo
Today · 4.125%
HK$66,644
baseline
▲ 0.50% · 4.625%
HK$70,699
+HK$4,055/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,288/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,766
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,637
−HK$1,898/mo
Today · 4.125%
HK$73,535
baseline
▲ 0.50% · 4.625%
HK$77,411
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,070/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,163
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,439
−HK$2,312/mo
Today · 4.125%
HK$77,751
baseline
▲ 0.50% · 4.625%
HK$82,482
+HK$4,731/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$155,502/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,393
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,576
−HK$2,215/mo
Today · 4.125%
HK$85,791
baseline
▲ 0.50% · 4.625%
HK$90,313
+HK$4,522/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$171,582/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,067
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,993
−HK$2,973/mo
Today · 4.125%
HK$99,966
baseline
▲ 0.50% · 4.625%
HK$106,048
+HK$6,082/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,932/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,649
−HK$5,653/mo
▼ 0.25% · 3.875%
HK$107,455
−HK$2,847/mo
Today · 4.125%
HK$110,302
baseline
▲ 0.50% · 4.625%
HK$116,117
+HK$5,815/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,604/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,025 · Scale 2, in force from 26 Feb 2026)