LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,260
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,886
−HK$1,651/mo
Today · 4.125%
HK$55,537
baseline
▲ 0.50% · 4.625%
HK$58,916
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,074/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,139
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,698
−HK$1,582/mo
Today · 4.125%
HK$61,280
baseline
▲ 0.50% · 4.625%
HK$64,510
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,560/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,712
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,663
−HK$1,982/mo
Today · 4.125%
HK$66,645
baseline
▲ 0.50% · 4.625%
HK$70,700
+HK$4,055/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,290/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,767
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,638
−HK$1,898/mo
Today · 4.125%
HK$73,536
baseline
▲ 0.50% · 4.625%
HK$77,412
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,072/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,164
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,440
−HK$2,312/mo
Today · 4.125%
HK$77,752
baseline
▲ 0.50% · 4.625%
HK$82,483
+HK$4,731/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$155,504/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,394
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,577
−HK$2,215/mo
Today · 4.125%
HK$85,792
baseline
▲ 0.50% · 4.625%
HK$90,314
+HK$4,522/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$171,584/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,068
−HK$5,899/mo
▼ 0.25% · 3.875%
HK$96,994
−HK$2,973/mo
Today · 4.125%
HK$99,967
baseline
▲ 0.50% · 4.625%
HK$106,050
+HK$6,083/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,934/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,650
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,456
−HK$2,848/mo
Today · 4.125%
HK$110,304
baseline
▲ 0.50% · 4.625%
HK$116,118
+HK$5,814/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,608/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,036 · Scale 2, in force from 26 Feb 2026)