LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,263
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,889
−HK$1,651/mo
Today · 4.125%
HK$55,540
baseline
▲ 0.50% · 4.625%
HK$58,920
+HK$3,380/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,080/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,142
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,701
−HK$1,582/mo
Today · 4.125%
HK$61,283
baseline
▲ 0.50% · 4.625%
HK$64,514
+HK$3,231/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,566/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,716
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,666
−HK$1,982/mo
Today · 4.125%
HK$66,648
baseline
▲ 0.50% · 4.625%
HK$70,704
+HK$4,056/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,296/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,771
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,642
−HK$1,898/mo
Today · 4.125%
HK$73,540
baseline
▲ 0.50% · 4.625%
HK$77,416
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,080/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,168
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,444
−HK$2,313/mo
Today · 4.125%
HK$77,757
baseline
▲ 0.50% · 4.625%
HK$82,488
+HK$4,731/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$155,514/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,399
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,582
−HK$2,215/mo
Today · 4.125%
HK$85,797
baseline
▲ 0.50% · 4.625%
HK$90,319
+HK$4,522/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$171,594/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,073
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,000
−HK$2,973/mo
Today · 4.125%
HK$99,973
baseline
▲ 0.50% · 4.625%
HK$106,056
+HK$6,083/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,946/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,656
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,463
−HK$2,847/mo
Today · 4.125%
HK$110,310
baseline
▲ 0.50% · 4.625%
HK$116,125
+HK$5,815/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,620/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,092 · Scale 2, in force from 26 Feb 2026)