LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,264
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$53,889
−HK$1,652/mo
Today · 4.125%
HK$55,541
baseline
▲ 0.50% · 4.625%
HK$58,920
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,082/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,143
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$59,702
−HK$1,582/mo
Today · 4.125%
HK$61,284
baseline
▲ 0.50% · 4.625%
HK$64,514
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,568/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,716
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,667
−HK$1,982/mo
Today · 4.125%
HK$66,649
baseline
▲ 0.50% · 4.625%
HK$70,705
+HK$4,056/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,298/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,771
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,642
−HK$1,899/mo
Today · 4.125%
HK$73,541
baseline
▲ 0.50% · 4.625%
HK$77,417
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,082/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,169
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,445
−HK$2,312/mo
Today · 4.125%
HK$77,757
baseline
▲ 0.50% · 4.625%
HK$82,489
+HK$4,732/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$155,514/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,400
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,583
−HK$2,214/mo
Today · 4.125%
HK$85,797
baseline
▲ 0.50% · 4.625%
HK$90,320
+HK$4,523/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$171,594/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,074
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,001
−HK$2,973/mo
Today · 4.125%
HK$99,974
baseline
▲ 0.50% · 4.625%
HK$106,057
+HK$6,083/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,948/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,657
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,464
−HK$2,847/mo
Today · 4.125%
HK$110,311
baseline
▲ 0.50% · 4.625%
HK$116,126
+HK$5,815/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,622/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,101 · Scale 2, in force from 26 Feb 2026)