LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,264
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,890
−HK$1,652/mo
Today · 4.125%
HK$55,542
baseline
▲ 0.50% · 4.625%
HK$58,921
+HK$3,379/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,084/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,143
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,703
−HK$1,582/mo
Today · 4.125%
HK$61,285
baseline
▲ 0.50% · 4.625%
HK$64,515
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,570/mo (50% DSR)
Upfront cash ≈ HK$12.43M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,717
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,668
−HK$1,982/mo
Today · 4.125%
HK$66,650
baseline
▲ 0.50% · 4.625%
HK$70,705
+HK$4,055/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,300/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,772
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,643
−HK$1,899/mo
Today · 4.125%
HK$73,542
baseline
▲ 0.50% · 4.625%
HK$77,418
+HK$3,876/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,084/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,170
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,446
−HK$2,312/mo
Today · 4.125%
HK$77,758
baseline
▲ 0.50% · 4.625%
HK$82,490
+HK$4,732/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$155,516/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,401
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$83,584
−HK$2,214/mo
Today · 4.125%
HK$85,798
baseline
▲ 0.50% · 4.625%
HK$90,321
+HK$4,523/mo
Deposit HK$6.88M · loan HK$16.04M · min. income ≈ HK$171,596/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,075
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,002
−HK$2,973/mo
Today · 4.125%
HK$99,975
baseline
▲ 0.50% · 4.625%
HK$106,058
+HK$6,083/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,950/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,658
−HK$5,654/mo
▼ 0.25% · 3.875%
HK$107,465
−HK$2,847/mo
Today · 4.125%
HK$110,312
baseline
▲ 0.50% · 4.625%
HK$116,127
+HK$5,815/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,624/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,113 · Scale 2, in force from 26 Feb 2026)