LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,268
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,894
−HK$1,652/mo
Today · 4.125%
HK$55,546
baseline
▲ 0.50% · 4.625%
HK$58,926
+HK$3,380/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,092/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,148
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,707
−HK$1,583/mo
Today · 4.125%
HK$61,290
baseline
▲ 0.50% · 4.625%
HK$64,520
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,580/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,722
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,673
−HK$1,982/mo
Today · 4.125%
HK$66,655
baseline
▲ 0.50% · 4.625%
HK$70,711
+HK$4,056/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,310/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,778
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,649
−HK$1,898/mo
Today · 4.125%
HK$73,547
baseline
▲ 0.50% · 4.625%
HK$77,424
+HK$3,877/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,094/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,176
−HK$4,588/mo
▼ 0.25% · 3.875%
HK$75,452
−HK$2,312/mo
Today · 4.125%
HK$77,764
baseline
▲ 0.50% · 4.625%
HK$82,496
+HK$4,732/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,528/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,407
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,590
−HK$2,215/mo
Today · 4.125%
HK$85,805
baseline
▲ 0.50% · 4.625%
HK$90,328
+HK$4,523/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,610/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,083
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,009
−HK$2,974/mo
Today · 4.125%
HK$99,983
baseline
▲ 0.50% · 4.625%
HK$106,067
+HK$6,084/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,966/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,666
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,473
−HK$2,848/mo
Today · 4.125%
HK$110,321
baseline
▲ 0.50% · 4.625%
HK$116,136
+HK$5,815/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,642/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,191 · Scale 2, in force from 26 Feb 2026)