LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,273
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,899
−HK$1,652/mo
Today · 4.125%
HK$55,551
baseline
▲ 0.50% · 4.625%
HK$58,931
+HK$3,380/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,102/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,153
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,712
−HK$1,583/mo
Today · 4.125%
HK$61,295
baseline
▲ 0.50% · 4.625%
HK$64,525
+HK$3,230/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,590/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,727
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,678
−HK$1,983/mo
Today · 4.125%
HK$66,661
baseline
▲ 0.50% · 4.625%
HK$70,717
+HK$4,056/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$133,322/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,783
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,655
−HK$1,898/mo
Today · 4.125%
HK$73,553
baseline
▲ 0.50% · 4.625%
HK$77,431
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.75M · min. income ≈ HK$147,106/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,182
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,458
−HK$2,313/mo
Today · 4.125%
HK$77,771
baseline
▲ 0.50% · 4.625%
HK$82,503
+HK$4,732/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,542/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,414
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$83,597
−HK$2,215/mo
Today · 4.125%
HK$85,812
baseline
▲ 0.50% · 4.625%
HK$90,336
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,624/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,091
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,017
−HK$2,974/mo
Today · 4.125%
HK$99,991
baseline
▲ 0.50% · 4.625%
HK$106,075
+HK$6,084/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,982/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,675
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,482
−HK$2,848/mo
Today · 4.125%
HK$110,330
baseline
▲ 0.50% · 4.625%
HK$116,146
+HK$5,816/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,660/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,270 · Scale 2, in force from 26 Feb 2026)