LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,276
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,903
−HK$1,652/mo
Today · 4.125%
HK$55,555
baseline
▲ 0.50% · 4.625%
HK$58,935
+HK$3,380/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,110/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,157
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,717
−HK$1,582/mo
Today · 4.125%
HK$61,299
baseline
▲ 0.50% · 4.625%
HK$64,530
+HK$3,231/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,598/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,732
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,683
−HK$1,983/mo
Today · 4.125%
HK$66,666
baseline
▲ 0.50% · 4.625%
HK$70,722
+HK$4,056/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,332/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,788
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,660
−HK$1,899/mo
Today · 4.125%
HK$73,559
baseline
▲ 0.50% · 4.625%
HK$77,436
+HK$3,877/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,118/mo (50% DSR)
Upfront cash ≈ HK$10.14M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,187
−HK$4,589/mo
▼ 0.25% · 3.875%
HK$75,464
−HK$2,312/mo
Today · 4.125%
HK$77,776
baseline
▲ 0.50% · 4.625%
HK$82,509
+HK$4,733/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,552/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,420
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,603
−HK$2,216/mo
Today · 4.125%
HK$85,819
baseline
▲ 0.50% · 4.625%
HK$90,342
+HK$4,523/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,638/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,098
−HK$5,900/mo
▼ 0.25% · 3.875%
HK$97,025
−HK$2,973/mo
Today · 4.125%
HK$99,998
baseline
▲ 0.50% · 4.625%
HK$106,083
+HK$6,085/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$199,996/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,683
−HK$5,655/mo
▼ 0.25% · 3.875%
HK$107,490
−HK$2,848/mo
Today · 4.125%
HK$110,338
baseline
▲ 0.50% · 4.625%
HK$116,154
+HK$5,816/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,676/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,342 · Scale 2, in force from 26 Feb 2026)