LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,280
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,653/mo
Today · 4.125%
HK$55,559
baseline
▲ 0.50% · 4.625%
HK$58,939
+HK$3,380/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,118/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,161
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,721
−HK$1,582/mo
Today · 4.125%
HK$61,303
baseline
▲ 0.50% · 4.625%
HK$64,535
+HK$3,232/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,606/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,736
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,688
−HK$1,982/mo
Today · 4.125%
HK$66,670
baseline
▲ 0.50% · 4.625%
HK$70,727
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,340/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,793
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,665
−HK$1,899/mo
Today · 4.125%
HK$73,564
baseline
▲ 0.50% · 4.625%
HK$77,442
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,128/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,192
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,469
−HK$2,313/mo
Today · 4.125%
HK$77,782
baseline
▲ 0.50% · 4.625%
HK$82,515
+HK$4,733/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,564/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,426
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$83,610
−HK$2,215/mo
Today · 4.125%
HK$85,825
baseline
▲ 0.50% · 4.625%
HK$90,349
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,650/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,104
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,032
−HK$2,974/mo
Today · 4.125%
HK$100,006
baseline
▲ 0.50% · 4.625%
HK$106,091
+HK$6,085/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$200,012/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,690
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,498
−HK$2,848/mo
Today · 4.125%
HK$110,346
baseline
▲ 0.50% · 4.625%
HK$116,163
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.63M · min. income ≈ HK$220,692/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,413 · Scale 2, in force from 26 Feb 2026)