LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,282
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,908
−HK$1,653/mo
Today · 4.125%
HK$55,561
baseline
▲ 0.50% · 4.625%
HK$58,941
+HK$3,380/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,122/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,163
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,723
−HK$1,583/mo
Today · 4.125%
HK$61,306
baseline
▲ 0.50% · 4.625%
HK$64,537
+HK$3,231/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,612/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,738
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,690
−HK$1,983/mo
Today · 4.125%
HK$66,673
baseline
▲ 0.50% · 4.625%
HK$70,730
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,346/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,796
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,668
−HK$1,899/mo
Today · 4.125%
HK$73,567
baseline
▲ 0.50% · 4.625%
HK$77,444
+HK$3,877/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,134/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,195
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,472
−HK$2,313/mo
Today · 4.125%
HK$77,785
baseline
▲ 0.50% · 4.625%
HK$82,518
+HK$4,733/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,570/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,428
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,612
−HK$2,216/mo
Today · 4.125%
HK$85,828
baseline
▲ 0.50% · 4.625%
HK$90,352
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,656/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,108
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,035
−HK$2,974/mo
Today · 4.125%
HK$100,009
baseline
▲ 0.50% · 4.625%
HK$106,094
+HK$6,085/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,018/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,694
−HK$5,656/mo
▼ 0.25% · 3.875%
HK$107,502
−HK$2,848/mo
Today · 4.125%
HK$110,350
baseline
▲ 0.50% · 4.625%
HK$116,167
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,700/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,446 · Scale 2, in force from 26 Feb 2026)