LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,284
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$53,910
−HK$1,652/mo
Today · 4.125%
HK$55,562
baseline
▲ 0.50% · 4.625%
HK$58,943
+HK$3,381/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$111,124/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,165
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,725
−HK$1,583/mo
Today · 4.125%
HK$61,308
baseline
▲ 0.50% · 4.625%
HK$64,539
+HK$3,231/mo
Deposit HK$11.46M · loan HK$11.46M · min. income ≈ HK$122,616/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,740
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,692
−HK$1,983/mo
Today · 4.125%
HK$66,675
baseline
▲ 0.50% · 4.625%
HK$70,732
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,350/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,798
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,670
−HK$1,899/mo
Today · 4.125%
HK$73,569
baseline
▲ 0.50% · 4.625%
HK$77,447
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,138/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,197
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,474
−HK$2,313/mo
Today · 4.125%
HK$77,787
baseline
▲ 0.50% · 4.625%
HK$82,521
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,574/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,431
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,615
−HK$2,216/mo
Today · 4.125%
HK$85,831
baseline
▲ 0.50% · 4.625%
HK$90,355
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,662/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,111
−HK$5,901/mo
▼ 0.25% · 3.875%
HK$97,038
−HK$2,974/mo
Today · 4.125%
HK$100,012
baseline
▲ 0.50% · 4.625%
HK$106,098
+HK$6,086/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,024/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,697
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,505
−HK$2,849/mo
Today · 4.125%
HK$110,354
baseline
▲ 0.50% · 4.625%
HK$116,171
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,708/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,478 · Scale 2, in force from 26 Feb 2026)