LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,286
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,913
−HK$1,652/mo
Today · 4.125%
HK$55,565
baseline
▲ 0.50% · 4.625%
HK$58,946
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,130/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,168
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,728
−HK$1,583/mo
Today · 4.125%
HK$61,311
baseline
▲ 0.50% · 4.625%
HK$64,542
+HK$3,231/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,622/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,744
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,695
−HK$1,983/mo
Today · 4.125%
HK$66,678
baseline
▲ 0.50% · 4.625%
HK$70,735
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,356/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,802
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,674
−HK$1,899/mo
Today · 4.125%
HK$73,573
baseline
▲ 0.50% · 4.625%
HK$77,451
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,146/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,201
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,478
−HK$2,313/mo
Today · 4.125%
HK$77,791
baseline
▲ 0.50% · 4.625%
HK$82,525
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,582/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,435
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,619
−HK$2,216/mo
Today · 4.125%
HK$85,835
baseline
▲ 0.50% · 4.625%
HK$90,359
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,670/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,115
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,043
−HK$2,974/mo
Today · 4.125%
HK$100,017
baseline
▲ 0.50% · 4.625%
HK$106,103
+HK$6,086/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,034/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,702
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,511
−HK$2,848/mo
Today · 4.125%
HK$110,359
baseline
▲ 0.50% · 4.625%
HK$116,176
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,718/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,527 · Scale 2, in force from 26 Feb 2026)