LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,287
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,913
−HK$1,653/mo
Today · 4.125%
HK$55,566
baseline
▲ 0.50% · 4.625%
HK$58,947
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,132/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,169
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,729
−HK$1,582/mo
Today · 4.125%
HK$61,311
baseline
▲ 0.50% · 4.625%
HK$64,543
+HK$3,232/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,622/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,744
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,696
−HK$1,983/mo
Today · 4.125%
HK$66,679
baseline
▲ 0.50% · 4.625%
HK$70,736
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,358/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,803
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,675
−HK$1,899/mo
Today · 4.125%
HK$73,574
baseline
▲ 0.50% · 4.625%
HK$77,452
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,148/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,202
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,479
−HK$2,313/mo
Today · 4.125%
HK$77,792
baseline
▲ 0.50% · 4.625%
HK$82,526
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,584/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,436
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,620
−HK$2,216/mo
Today · 4.125%
HK$85,836
baseline
▲ 0.50% · 4.625%
HK$90,361
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,672/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,117
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,044
−HK$2,975/mo
Today · 4.125%
HK$100,019
baseline
▲ 0.50% · 4.625%
HK$106,104
+HK$6,085/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,038/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,704
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,512
−HK$2,849/mo
Today · 4.125%
HK$110,361
baseline
▲ 0.50% · 4.625%
HK$116,178
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,722/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,539 · Scale 2, in force from 26 Feb 2026)