LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,289
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,653/mo
Today · 4.125%
HK$55,568
baseline
▲ 0.50% · 4.625%
HK$58,949
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,136/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,171
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$59,731
−HK$1,582/mo
Today · 4.125%
HK$61,313
baseline
▲ 0.50% · 4.625%
HK$64,545
+HK$3,232/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,626/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,746
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,698
−HK$1,983/mo
Today · 4.125%
HK$66,681
baseline
▲ 0.50% · 4.625%
HK$70,738
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,362/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,805
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,677
−HK$1,899/mo
Today · 4.125%
HK$73,576
baseline
▲ 0.50% · 4.625%
HK$77,454
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,152/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,204
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,481
−HK$2,314/mo
Today · 4.125%
HK$77,795
baseline
▲ 0.50% · 4.625%
HK$82,528
+HK$4,733/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,590/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,439
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,623
−HK$2,216/mo
Today · 4.125%
HK$85,839
baseline
▲ 0.50% · 4.625%
HK$90,363
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,678/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,119
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,047
−HK$2,975/mo
Today · 4.125%
HK$100,022
baseline
▲ 0.50% · 4.625%
HK$106,108
+HK$6,086/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,044/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,707
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,515
−HK$2,849/mo
Today · 4.125%
HK$110,364
baseline
▲ 0.50% · 4.625%
HK$116,181
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,728/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,569 · Scale 2, in force from 26 Feb 2026)