LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,290
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,916
−HK$1,653/mo
Today · 4.125%
HK$55,569
baseline
▲ 0.50% · 4.625%
HK$58,950
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,138/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,172
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,732
−HK$1,583/mo
Today · 4.125%
HK$61,315
baseline
▲ 0.50% · 4.625%
HK$64,547
+HK$3,232/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,630/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,748
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,700
−HK$1,983/mo
Today · 4.125%
HK$66,683
baseline
▲ 0.50% · 4.625%
HK$70,740
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,366/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,806
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,679
−HK$1,899/mo
Today · 4.125%
HK$73,578
baseline
▲ 0.50% · 4.625%
HK$77,456
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,156/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,206
−HK$4,590/mo
▼ 0.25% · 3.875%
HK$75,483
−HK$2,313/mo
Today · 4.125%
HK$77,796
baseline
▲ 0.50% · 4.625%
HK$82,530
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,592/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,441
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,625
−HK$2,216/mo
Today · 4.125%
HK$85,841
baseline
▲ 0.50% · 4.625%
HK$90,366
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,682/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,122
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,050
−HK$2,974/mo
Today · 4.125%
HK$100,024
baseline
▲ 0.50% · 4.625%
HK$106,110
+HK$6,086/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,048/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,710
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,518
−HK$2,849/mo
Today · 4.125%
HK$110,367
baseline
▲ 0.50% · 4.625%
HK$116,184
+HK$5,817/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,734/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,593 · Scale 2, in force from 26 Feb 2026)