LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,292
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,918
−HK$1,653/mo
Today · 4.125%
HK$55,571
baseline
▲ 0.50% · 4.625%
HK$58,952
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,142/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,174
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,734
−HK$1,583/mo
Today · 4.125%
HK$61,317
baseline
▲ 0.50% · 4.625%
HK$64,549
+HK$3,232/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,634/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,750
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,702
−HK$1,983/mo
Today · 4.125%
HK$66,685
baseline
▲ 0.50% · 4.625%
HK$70,742
+HK$4,057/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,370/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,809
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,681
−HK$1,899/mo
Today · 4.125%
HK$73,580
baseline
▲ 0.50% · 4.625%
HK$77,459
+HK$3,879/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,160/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,208
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,485
−HK$2,314/mo
Today · 4.125%
HK$77,799
baseline
▲ 0.50% · 4.625%
HK$82,533
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,598/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,443
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,628
−HK$2,216/mo
Today · 4.125%
HK$85,844
baseline
▲ 0.50% · 4.625%
HK$90,368
+HK$4,524/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,688/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,125
−HK$5,902/mo
▼ 0.25% · 3.875%
HK$97,053
−HK$2,974/mo
Today · 4.125%
HK$100,027
baseline
▲ 0.50% · 4.625%
HK$106,114
+HK$6,087/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,054/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,713
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,521
−HK$2,849/mo
Today · 4.125%
HK$110,370
baseline
▲ 0.50% · 4.625%
HK$116,188
+HK$5,818/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,740/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,624 · Scale 2, in force from 26 Feb 2026)