LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,293
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,919
−HK$1,653/mo
Today · 4.125%
HK$55,572
baseline
▲ 0.50% · 4.625%
HK$58,953
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,144/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,175
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,735
−HK$1,583/mo
Today · 4.125%
HK$61,318
baseline
▲ 0.50% · 4.625%
HK$64,550
+HK$3,232/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,636/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,751
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,703
−HK$1,983/mo
Today · 4.125%
HK$66,686
baseline
▲ 0.50% · 4.625%
HK$70,744
+HK$4,058/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,372/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,810
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,682
−HK$1,900/mo
Today · 4.125%
HK$73,582
baseline
▲ 0.50% · 4.625%
HK$77,460
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,164/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,210
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,487
−HK$2,314/mo
Today · 4.125%
HK$77,801
baseline
▲ 0.50% · 4.625%
HK$82,535
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,602/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,445
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,630
−HK$2,215/mo
Today · 4.125%
HK$85,845
baseline
▲ 0.50% · 4.625%
HK$90,370
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,690/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,127
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,055
−HK$2,975/mo
Today · 4.125%
HK$100,030
baseline
▲ 0.50% · 4.625%
HK$106,116
+HK$6,086/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,060/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,715
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,524
−HK$2,849/mo
Today · 4.125%
HK$110,373
baseline
▲ 0.50% · 4.625%
HK$116,191
+HK$5,818/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,746/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,646 · Scale 2, in force from 26 Feb 2026)