LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,293
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,920
−HK$1,653/mo
Today · 4.125%
HK$55,573
baseline
▲ 0.50% · 4.625%
HK$58,954
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,146/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,176
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,736
−HK$1,583/mo
Today · 4.125%
HK$61,319
baseline
▲ 0.50% · 4.625%
HK$64,551
+HK$3,232/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,638/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,752
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,704
−HK$1,983/mo
Today · 4.125%
HK$66,687
baseline
▲ 0.50% · 4.625%
HK$70,745
+HK$4,058/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,374/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,811
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,683
−HK$1,900/mo
Today · 4.125%
HK$73,583
baseline
▲ 0.50% · 4.625%
HK$77,461
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,166/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,211
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,488
−HK$2,314/mo
Today · 4.125%
HK$77,802
baseline
▲ 0.50% · 4.625%
HK$82,536
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,604/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,446
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,631
−HK$2,216/mo
Today · 4.125%
HK$85,847
baseline
▲ 0.50% · 4.625%
HK$90,372
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,694/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,128
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,056
−HK$2,975/mo
Today · 4.125%
HK$100,031
baseline
▲ 0.50% · 4.625%
HK$106,118
+HK$6,087/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,062/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,717
−HK$5,657/mo
▼ 0.25% · 3.875%
HK$107,525
−HK$2,849/mo
Today · 4.125%
HK$110,374
baseline
▲ 0.50% · 4.625%
HK$116,192
+HK$5,818/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,748/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,659 · Scale 2, in force from 26 Feb 2026)