LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,295
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,921
−HK$1,653/mo
Today · 4.125%
HK$55,574
baseline
▲ 0.50% · 4.625%
HK$58,956
+HK$3,382/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,148/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,177
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,738
−HK$1,582/mo
Today · 4.125%
HK$61,320
baseline
▲ 0.50% · 4.625%
HK$64,553
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,640/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,754
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,706
−HK$1,983/mo
Today · 4.125%
HK$66,689
baseline
▲ 0.50% · 4.625%
HK$70,747
+HK$4,058/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,378/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,813
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,685
−HK$1,900/mo
Today · 4.125%
HK$73,585
baseline
▲ 0.50% · 4.625%
HK$77,463
+HK$3,878/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,170/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,213
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,490
−HK$2,314/mo
Today · 4.125%
HK$77,804
baseline
▲ 0.50% · 4.625%
HK$82,538
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,608/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,448
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,633
−HK$2,216/mo
Today · 4.125%
HK$85,849
baseline
▲ 0.50% · 4.625%
HK$90,374
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,698/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,130
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,058
−HK$2,975/mo
Today · 4.125%
HK$100,033
baseline
▲ 0.50% · 4.625%
HK$106,120
+HK$6,087/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,066/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,719
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,528
−HK$2,849/mo
Today · 4.125%
HK$110,377
baseline
▲ 0.50% · 4.625%
HK$116,195
+HK$5,818/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,754/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,683 · Scale 2, in force from 26 Feb 2026)