LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,296
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,923
−HK$1,653/mo
Today · 4.125%
HK$55,576
baseline
▲ 0.50% · 4.625%
HK$58,957
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,152/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,179
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,739
−HK$1,583/mo
Today · 4.125%
HK$61,322
baseline
▲ 0.50% · 4.625%
HK$64,555
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,644/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,756
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,708
−HK$1,983/mo
Today · 4.125%
HK$66,691
baseline
▲ 0.50% · 4.625%
HK$70,749
+HK$4,058/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,382/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,815
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,687
−HK$1,900/mo
Today · 4.125%
HK$73,587
baseline
▲ 0.50% · 4.625%
HK$77,466
+HK$3,879/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,174/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,215
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,492
−HK$2,314/mo
Today · 4.125%
HK$77,806
baseline
▲ 0.50% · 4.625%
HK$82,540
+HK$4,734/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,612/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,451
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$83,635
−HK$2,216/mo
Today · 4.125%
HK$85,851
baseline
▲ 0.50% · 4.625%
HK$90,377
+HK$4,526/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,702/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,133
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,061
−HK$2,975/mo
Today · 4.125%
HK$100,036
baseline
▲ 0.50% · 4.625%
HK$106,123
+HK$6,087/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,072/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,722
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,531
−HK$2,849/mo
Today · 4.125%
HK$110,380
baseline
▲ 0.50% · 4.625%
HK$116,199
+HK$5,819/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,760/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,713 · Scale 2, in force from 26 Feb 2026)