LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,297
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,924
−HK$1,653/mo
Today · 4.125%
HK$55,577
baseline
▲ 0.50% · 4.625%
HK$58,958
+HK$3,381/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,154/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,180
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,740
−HK$1,583/mo
Today · 4.125%
HK$61,323
baseline
▲ 0.50% · 4.625%
HK$64,556
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,646/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,757
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,709
−HK$1,983/mo
Today · 4.125%
HK$66,692
baseline
▲ 0.50% · 4.625%
HK$70,750
+HK$4,058/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,384/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,816
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,688
−HK$1,900/mo
Today · 4.125%
HK$73,588
baseline
▲ 0.50% · 4.625%
HK$77,467
+HK$3,879/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,176/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,216
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,493
−HK$2,314/mo
Today · 4.125%
HK$77,807
baseline
▲ 0.50% · 4.625%
HK$82,542
+HK$4,735/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$155,614/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,452
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,637
−HK$2,216/mo
Today · 4.125%
HK$85,853
baseline
▲ 0.50% · 4.625%
HK$90,378
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.05M · min. income ≈ HK$171,706/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,135
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,063
−HK$2,975/mo
Today · 4.125%
HK$100,038
baseline
▲ 0.50% · 4.625%
HK$106,125
+HK$6,087/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,076/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,724
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,533
−HK$2,849/mo
Today · 4.125%
HK$110,382
baseline
▲ 0.50% · 4.625%
HK$116,200
+HK$5,818/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,764/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,727 · Scale 2, in force from 26 Feb 2026)