LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,302
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,929
−HK$1,653/mo
Today · 4.125%
HK$55,582
baseline
▲ 0.50% · 4.625%
HK$58,964
+HK$3,382/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,164/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,185
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,746
−HK$1,583/mo
Today · 4.125%
HK$61,329
baseline
▲ 0.50% · 4.625%
HK$64,562
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,658/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,762
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,715
−HK$1,983/mo
Today · 4.125%
HK$66,698
baseline
▲ 0.50% · 4.625%
HK$70,757
+HK$4,059/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,396/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,822
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,695
−HK$1,900/mo
Today · 4.125%
HK$73,595
baseline
▲ 0.50% · 4.625%
HK$77,474
+HK$3,879/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,190/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,223
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,500
−HK$2,314/mo
Today · 4.125%
HK$77,814
baseline
▲ 0.50% · 4.625%
HK$82,549
+HK$4,735/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,628/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,460
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,644
−HK$2,217/mo
Today · 4.125%
HK$85,861
baseline
▲ 0.50% · 4.625%
HK$90,386
+HK$4,525/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,722/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,144
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,072
−HK$2,975/mo
Today · 4.125%
HK$100,047
baseline
▲ 0.50% · 4.625%
HK$106,135
+HK$6,088/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,094/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,734
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$107,543
−HK$2,849/mo
Today · 4.125%
HK$110,392
baseline
▲ 0.50% · 4.625%
HK$116,211
+HK$5,819/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,784/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,818 · Scale 2, in force from 26 Feb 2026)