LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,303
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,930
−HK$1,652/mo
Today · 4.125%
HK$55,582
baseline
▲ 0.50% · 4.625%
HK$58,965
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,164/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,186
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,747
−HK$1,583/mo
Today · 4.125%
HK$61,330
baseline
▲ 0.50% · 4.625%
HK$64,563
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,660/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,763
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,715
−HK$1,984/mo
Today · 4.125%
HK$66,699
baseline
▲ 0.50% · 4.625%
HK$70,757
+HK$4,058/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$133,398/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,823
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,696
−HK$1,900/mo
Today · 4.125%
HK$73,596
baseline
▲ 0.50% · 4.625%
HK$77,475
+HK$3,879/mo
Deposit HK$9.17M · loan HK$13.76M · min. income ≈ HK$147,192/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,224
−HK$4,591/mo
▼ 0.25% · 3.875%
HK$75,501
−HK$2,314/mo
Today · 4.125%
HK$77,815
baseline
▲ 0.50% · 4.625%
HK$82,550
+HK$4,735/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,630/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,461
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,645
−HK$2,217/mo
Today · 4.125%
HK$85,862
baseline
▲ 0.50% · 4.625%
HK$90,388
+HK$4,526/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,724/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,145
−HK$5,903/mo
▼ 0.25% · 3.875%
HK$97,073
−HK$2,975/mo
Today · 4.125%
HK$100,048
baseline
▲ 0.50% · 4.625%
HK$106,136
+HK$6,088/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,096/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,735
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,544
−HK$2,850/mo
Today · 4.125%
HK$110,394
baseline
▲ 0.50% · 4.625%
HK$116,213
+HK$5,819/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,788/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,831 · Scale 2, in force from 26 Feb 2026)