LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,305
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,932
−HK$1,653/mo
Today · 4.125%
HK$55,585
baseline
▲ 0.50% · 4.625%
HK$58,967
+HK$3,382/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,170/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,188
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,749
−HK$1,583/mo
Today · 4.125%
HK$61,332
baseline
▲ 0.50% · 4.625%
HK$64,565
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,664/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,766
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,718
−HK$1,984/mo
Today · 4.125%
HK$66,702
baseline
▲ 0.50% · 4.625%
HK$70,760
+HK$4,058/mo
Deposit HK$9.18M · loan HK$13.76M · min. income ≈ HK$133,404/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,826
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,699
−HK$1,900/mo
Today · 4.125%
HK$73,599
baseline
▲ 0.50% · 4.625%
HK$77,478
+HK$3,879/mo
Deposit HK$9.18M · loan HK$13.76M · min. income ≈ HK$147,198/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,227
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,504
−HK$2,315/mo
Today · 4.125%
HK$77,819
baseline
▲ 0.50% · 4.625%
HK$82,554
+HK$4,735/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,638/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,464
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,649
−HK$2,216/mo
Today · 4.125%
HK$85,865
baseline
▲ 0.50% · 4.625%
HK$90,391
+HK$4,526/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,730/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,148
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,077
−HK$2,975/mo
Today · 4.125%
HK$100,052
baseline
▲ 0.50% · 4.625%
HK$106,140
+HK$6,088/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$200,104/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,739
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,548
−HK$2,850/mo
Today · 4.125%
HK$110,398
baseline
▲ 0.50% · 4.625%
HK$116,217
+HK$5,819/mo
Deposit HK$2.29M · loan HK$20.64M · min. income ≈ HK$220,796/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,869 · Scale 2, in force from 26 Feb 2026)