LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,307
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,934
−HK$1,653/mo
Today · 4.125%
HK$55,587
baseline
▲ 0.50% · 4.625%
HK$58,970
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,174/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,191
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,752
−HK$1,583/mo
Today · 4.125%
HK$61,335
baseline
▲ 0.50% · 4.625%
HK$64,568
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,670/mo (50% DSR)
Upfront cash ≈ HK$12.44M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,769
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,721
−HK$1,984/mo
Today · 4.125%
HK$66,705
baseline
▲ 0.50% · 4.625%
HK$70,764
+HK$4,059/mo
Deposit HK$9.18M · loan HK$13.76M · min. income ≈ HK$133,410/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,829
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,702
−HK$1,900/mo
Today · 4.125%
HK$73,602
baseline
▲ 0.50% · 4.625%
HK$77,482
+HK$3,880/mo
Deposit HK$9.18M · loan HK$13.76M · min. income ≈ HK$147,204/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,230
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,508
−HK$2,314/mo
Today · 4.125%
HK$77,822
baseline
▲ 0.50% · 4.625%
HK$82,557
+HK$4,735/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,644/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,468
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$83,653
−HK$2,216/mo
Today · 4.125%
HK$85,869
baseline
▲ 0.50% · 4.625%
HK$90,395
+HK$4,526/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,738/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,153
−HK$5,904/mo
▼ 0.25% · 3.875%
HK$97,082
−HK$2,975/mo
Today · 4.125%
HK$100,057
baseline
▲ 0.50% · 4.625%
HK$106,145
+HK$6,088/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,114/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,744
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,553
−HK$2,850/mo
Today · 4.125%
HK$110,403
baseline
▲ 0.50% · 4.625%
HK$116,223
+HK$5,820/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,806/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,914 · Scale 2, in force from 26 Feb 2026)