LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,311
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,938
−HK$1,653/mo
Today · 4.125%
HK$55,591
baseline
▲ 0.50% · 4.625%
HK$58,974
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,182/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,196
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,756
−HK$1,584/mo
Today · 4.125%
HK$61,340
baseline
▲ 0.50% · 4.625%
HK$64,573
+HK$3,233/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,680/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,773
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,726
−HK$1,984/mo
Today · 4.125%
HK$66,710
baseline
▲ 0.50% · 4.625%
HK$70,769
+HK$4,059/mo
Deposit HK$9.18M · loan HK$13.76M · min. income ≈ HK$133,420/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,835
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,708
−HK$1,900/mo
Today · 4.125%
HK$73,608
baseline
▲ 0.50% · 4.625%
HK$77,488
+HK$3,880/mo
Deposit HK$9.18M · loan HK$13.76M · min. income ≈ HK$147,216/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,235
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,514
−HK$2,314/mo
Today · 4.125%
HK$77,828
baseline
▲ 0.50% · 4.625%
HK$82,564
+HK$4,736/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,656/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,474
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,659
−HK$2,217/mo
Today · 4.125%
HK$85,876
baseline
▲ 0.50% · 4.625%
HK$90,402
+HK$4,526/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,752/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,160
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,089
−HK$2,976/mo
Today · 4.125%
HK$100,065
baseline
▲ 0.50% · 4.625%
HK$106,153
+HK$6,088/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,130/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,752
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,561
−HK$2,850/mo
Today · 4.125%
HK$110,411
baseline
▲ 0.50% · 4.625%
HK$116,231
+HK$5,820/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,822/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$974,987 · Scale 2, in force from 26 Feb 2026)