LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,313
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,653/mo
Today · 4.125%
HK$55,594
baseline
▲ 0.50% · 4.625%
HK$58,977
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,188/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,198
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,759
−HK$1,583/mo
Today · 4.125%
HK$61,342
baseline
▲ 0.50% · 4.625%
HK$64,576
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,684/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,776
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,729
−HK$1,984/mo
Today · 4.125%
HK$66,713
baseline
▲ 0.50% · 4.625%
HK$70,772
+HK$4,059/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,426/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,838
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,711
−HK$1,900/mo
Today · 4.125%
HK$73,611
baseline
▲ 0.50% · 4.625%
HK$77,491
+HK$3,880/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,222/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,239
−HK$4,592/mo
▼ 0.25% · 3.875%
HK$75,517
−HK$2,314/mo
Today · 4.125%
HK$77,831
baseline
▲ 0.50% · 4.625%
HK$82,567
+HK$4,736/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,662/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,477
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,663
−HK$2,216/mo
Today · 4.125%
HK$85,879
baseline
▲ 0.50% · 4.625%
HK$90,406
+HK$4,527/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,758/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,164
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,093
−HK$2,976/mo
Today · 4.125%
HK$100,069
baseline
▲ 0.50% · 4.625%
HK$106,158
+HK$6,089/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,138/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,757
−HK$5,659/mo
▼ 0.25% · 3.875%
HK$107,566
−HK$2,850/mo
Today · 4.125%
HK$110,416
baseline
▲ 0.50% · 4.625%
HK$116,237
+HK$5,821/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,832/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,031 · Scale 2, in force from 26 Feb 2026)