LTV · monthly repayment
▼ 0.50% · 3.625%
HK$523,166
−HK$32,807/mo
▼ 0.25% · 3.875%
HK$539,439
−HK$16,534/mo
Today · 4.125%
HK$555,973
baseline
▲ 0.50% · 4.625%
HK$589,803
+HK$33,830/mo
Deposit HK$114.72M · loan HK$114.72M · min. income ≈ HK$1,111,946/mo (50% DSR)
Upfront cash ≈ HK$129.63M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$582,017
−HK$31,444/mo
▼ 0.25% · 3.875%
HK$597,626
−HK$15,835/mo
Today · 4.125%
HK$613,461
baseline
▲ 0.50% · 4.625%
HK$645,798
+HK$32,337/mo
Deposit HK$114.72M · loan HK$114.72M · min. income ≈ HK$1,226,922/mo (50% DSR)
Upfront cash ≈ HK$129.63M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$627,799
−HK$39,369/mo
▼ 0.25% · 3.875%
HK$647,327
−HK$19,841/mo
Today · 4.125%
HK$667,168
baseline
▲ 0.50% · 4.625%
HK$707,763
+HK$40,595/mo
Deposit HK$91.77M · loan HK$137.66M · min. income ≈ HK$1,334,336/mo (50% DSR)
Upfront cash ≈ HK$106.69M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$698,420
−HK$37,734/mo
▼ 0.25% · 3.875%
HK$717,151
−HK$19,003/mo
Today · 4.125%
HK$736,154
baseline
▲ 0.50% · 4.625%
HK$774,957
+HK$38,803/mo
Deposit HK$91.77M · loan HK$137.66M · min. income ≈ HK$1,472,308/mo (50% DSR)
Upfront cash ≈ HK$106.69M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$732,432
−HK$45,930/mo
▼ 0.25% · 3.875%
HK$755,215
−HK$23,147/mo
Today · 4.125%
HK$778,362
baseline
▲ 0.50% · 4.625%
HK$825,724
+HK$47,362/mo
Deposit HK$68.83M · loan HK$160.60M · min. income ≈ HK$1,556,724/mo (50% DSR)
Upfront cash ≈ HK$83.74M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$814,824
−HK$44,022/mo
▼ 0.25% · 3.875%
HK$836,677
−HK$22,169/mo
Today · 4.125%
HK$858,846
baseline
▲ 0.50% · 4.625%
HK$904,117
+HK$45,271/mo
Deposit HK$68.83M · loan HK$160.60M · min. income ≈ HK$1,717,692/mo (50% DSR)
Upfront cash ≈ HK$83.74M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$941,699
−HK$59,052/mo
▼ 0.25% · 3.875%
HK$970,991
−HK$29,760/mo
Today · 4.125%
HK$1,000,751
baseline
▲ 0.50% · 4.625%
HK$1,061,645
+HK$60,894/mo
Deposit HK$22.94M · loan HK$206.49M · min. income ≈ HK$2,001,502/mo (50% DSR)
Upfront cash ≈ HK$37.86M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,047,630
−HK$56,600/mo
▼ 0.25% · 3.875%
HK$1,075,727
−HK$28,503/mo
Today · 4.125%
HK$1,104,230
baseline
▲ 0.50% · 4.625%
HK$1,162,436
+HK$58,206/mo
Deposit HK$22.94M · loan HK$206.49M · min. income ≈ HK$2,208,460/mo (50% DSR)
Upfront cash ≈ HK$37.86M (deposit + AVD stamp duty HK$14,913,140 · Scale 2, in force from 26 Feb 2026)