LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,317
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,944
−HK$1,653/mo
Today · 4.125%
HK$55,597
baseline
▲ 0.50% · 4.625%
HK$58,980
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,194/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,202
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,763
−HK$1,583/mo
Today · 4.125%
HK$61,346
baseline
▲ 0.50% · 4.625%
HK$64,580
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,692/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,780
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,733
−HK$1,984/mo
Today · 4.125%
HK$66,717
baseline
▲ 0.50% · 4.625%
HK$70,777
+HK$4,060/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,434/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,842
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,715
−HK$1,901/mo
Today · 4.125%
HK$73,616
baseline
▲ 0.50% · 4.625%
HK$77,496
+HK$3,880/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,232/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,243
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,522
−HK$2,314/mo
Today · 4.125%
HK$77,836
baseline
▲ 0.50% · 4.625%
HK$82,573
+HK$4,737/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,672/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,483
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$83,668
−HK$2,217/mo
Today · 4.125%
HK$85,885
baseline
▲ 0.50% · 4.625%
HK$90,412
+HK$4,527/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,770/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,170
−HK$5,905/mo
▼ 0.25% · 3.875%
HK$97,099
−HK$2,976/mo
Today · 4.125%
HK$100,075
baseline
▲ 0.50% · 4.625%
HK$106,165
+HK$6,090/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,150/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,763
−HK$5,660/mo
▼ 0.25% · 3.875%
HK$107,573
−HK$2,850/mo
Today · 4.125%
HK$110,423
baseline
▲ 0.50% · 4.625%
HK$116,244
+HK$5,821/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,846/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,093 · Scale 2, in force from 26 Feb 2026)