LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,321
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,949
−HK$1,653/mo
Today · 4.125%
HK$55,602
baseline
▲ 0.50% · 4.625%
HK$58,985
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,204/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,207
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,768
−HK$1,583/mo
Today · 4.125%
HK$61,351
baseline
▲ 0.50% · 4.625%
HK$64,585
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,702/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,785
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,738
−HK$1,985/mo
Today · 4.125%
HK$66,723
baseline
▲ 0.50% · 4.625%
HK$70,782
+HK$4,059/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,446/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,848
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,721
−HK$1,901/mo
Today · 4.125%
HK$73,622
baseline
▲ 0.50% · 4.625%
HK$77,502
+HK$3,880/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,244/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,250
−HK$4,593/mo
▼ 0.25% · 3.875%
HK$75,528
−HK$2,315/mo
Today · 4.125%
HK$77,843
baseline
▲ 0.50% · 4.625%
HK$82,580
+HK$4,737/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,686/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,489
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,675
−HK$2,217/mo
Today · 4.125%
HK$85,892
baseline
▲ 0.50% · 4.625%
HK$90,420
+HK$4,528/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,784/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,178
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,107
−HK$2,977/mo
Today · 4.125%
HK$100,084
baseline
▲ 0.50% · 4.625%
HK$106,174
+HK$6,090/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,168/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,772
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,582
−HK$2,851/mo
Today · 4.125%
HK$110,433
baseline
▲ 0.50% · 4.625%
HK$116,254
+HK$5,821/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,866/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,175 · Scale 2, in force from 26 Feb 2026)