LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,322
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,950
−HK$1,653/mo
Today · 4.125%
HK$55,603
baseline
▲ 0.50% · 4.625%
HK$58,987
+HK$3,384/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,206/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,208
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,769
−HK$1,584/mo
Today · 4.125%
HK$61,353
baseline
▲ 0.50% · 4.625%
HK$64,587
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,706/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,787
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,740
−HK$1,984/mo
Today · 4.125%
HK$66,724
baseline
▲ 0.50% · 4.625%
HK$70,784
+HK$4,060/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,448/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,850
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,723
−HK$1,900/mo
Today · 4.125%
HK$73,623
baseline
▲ 0.50% · 4.625%
HK$77,504
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,246/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,251
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,530
−HK$2,315/mo
Today · 4.125%
HK$77,845
baseline
▲ 0.50% · 4.625%
HK$82,581
+HK$4,736/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,690/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,491
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,677
−HK$2,217/mo
Today · 4.125%
HK$85,894
baseline
▲ 0.50% · 4.625%
HK$90,422
+HK$4,528/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,788/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,180
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,110
−HK$2,976/mo
Today · 4.125%
HK$100,086
baseline
▲ 0.50% · 4.625%
HK$106,176
+HK$6,090/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,172/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,774
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,584
−HK$2,851/mo
Today · 4.125%
HK$110,435
baseline
▲ 0.50% · 4.625%
HK$116,256
+HK$5,821/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,870/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,197 · Scale 2, in force from 26 Feb 2026)