LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,325
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,953
−HK$1,653/mo
Today · 4.125%
HK$55,606
baseline
▲ 0.50% · 4.625%
HK$58,990
+HK$3,384/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,212/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,211
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,772
−HK$1,584/mo
Today · 4.125%
HK$61,356
baseline
▲ 0.50% · 4.625%
HK$64,590
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,712/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,790
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,743
−HK$1,984/mo
Today · 4.125%
HK$66,727
baseline
▲ 0.50% · 4.625%
HK$70,788
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,454/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,853
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,727
−HK$1,900/mo
Today · 4.125%
HK$73,627
baseline
▲ 0.50% · 4.625%
HK$77,508
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,254/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,255
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,534
−HK$2,315/mo
Today · 4.125%
HK$77,849
baseline
▲ 0.50% · 4.625%
HK$82,586
+HK$4,737/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,698/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,495
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,681
−HK$2,217/mo
Today · 4.125%
HK$85,898
baseline
▲ 0.50% · 4.625%
HK$90,426
+HK$4,528/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,796/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,185
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,115
−HK$2,976/mo
Today · 4.125%
HK$100,091
baseline
▲ 0.50% · 4.625%
HK$106,181
+HK$6,090/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,182/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,780
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,590
−HK$2,851/mo
Today · 4.125%
HK$110,441
baseline
▲ 0.50% · 4.625%
HK$116,262
+HK$5,821/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,882/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,246 · Scale 2, in force from 26 Feb 2026)