LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,326
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,953
−HK$1,654/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,990
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,212
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,773
−HK$1,584/mo
Today · 4.125%
HK$61,357
baseline
▲ 0.50% · 4.625%
HK$64,591
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,714/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,791
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,744
−HK$1,984/mo
Today · 4.125%
HK$66,728
baseline
▲ 0.50% · 4.625%
HK$70,789
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,456/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,854
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,728
−HK$1,900/mo
Today · 4.125%
HK$73,628
baseline
▲ 0.50% · 4.625%
HK$77,509
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,256/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,256
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,535
−HK$2,315/mo
Today · 4.125%
HK$77,850
baseline
▲ 0.50% · 4.625%
HK$82,587
+HK$4,737/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,700/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,496
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,682
−HK$2,217/mo
Today · 4.125%
HK$85,899
baseline
▲ 0.50% · 4.625%
HK$90,427
+HK$4,528/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,798/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,186
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,116
−HK$2,976/mo
Today · 4.125%
HK$100,092
baseline
▲ 0.50% · 4.625%
HK$106,183
+HK$6,091/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,184/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,781
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,591
−HK$2,851/mo
Today · 4.125%
HK$110,442
baseline
▲ 0.50% · 4.625%
HK$116,264
+HK$5,822/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,884/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,259 · Scale 2, in force from 26 Feb 2026)