LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,326
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,954
−HK$1,654/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,991
+HK$3,383/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,213
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,774
−HK$1,584/mo
Today · 4.125%
HK$61,358
baseline
▲ 0.50% · 4.625%
HK$64,592
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,716/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,792
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,745
−HK$1,984/mo
Today · 4.125%
HK$66,729
baseline
▲ 0.50% · 4.625%
HK$70,790
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,458/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,855
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,729
−HK$1,900/mo
Today · 4.125%
HK$73,629
baseline
▲ 0.50% · 4.625%
HK$77,510
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,258/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,257
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,536
−HK$2,315/mo
Today · 4.125%
HK$77,851
baseline
▲ 0.50% · 4.625%
HK$82,588
+HK$4,737/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,702/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,498
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,683
−HK$2,218/mo
Today · 4.125%
HK$85,901
baseline
▲ 0.50% · 4.625%
HK$90,429
+HK$4,528/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,802/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,188
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,117
−HK$2,977/mo
Today · 4.125%
HK$100,094
baseline
▲ 0.50% · 4.625%
HK$106,184
+HK$6,090/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,188/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,783
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,593
−HK$2,851/mo
Today · 4.125%
HK$110,444
baseline
▲ 0.50% · 4.625%
HK$116,265
+HK$5,821/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,888/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,274 · Scale 2, in force from 26 Feb 2026)