LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,327
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,955
−HK$1,654/mo
Today · 4.125%
HK$55,609
baseline
▲ 0.50% · 4.625%
HK$58,993
+HK$3,384/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,218/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,214
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,775
−HK$1,584/mo
Today · 4.125%
HK$61,359
baseline
▲ 0.50% · 4.625%
HK$64,593
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,718/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,793
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,746
−HK$1,985/mo
Today · 4.125%
HK$66,731
baseline
▲ 0.50% · 4.625%
HK$70,791
+HK$4,060/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,462/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,857
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,730
−HK$1,901/mo
Today · 4.125%
HK$73,631
baseline
▲ 0.50% · 4.625%
HK$77,512
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,262/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,258
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,537
−HK$2,315/mo
Today · 4.125%
HK$77,852
baseline
▲ 0.50% · 4.625%
HK$82,590
+HK$4,738/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,704/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,499
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,685
−HK$2,217/mo
Today · 4.125%
HK$85,902
baseline
▲ 0.50% · 4.625%
HK$90,431
+HK$4,529/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,804/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,189
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,119
−HK$2,977/mo
Today · 4.125%
HK$100,096
baseline
▲ 0.50% · 4.625%
HK$106,187
+HK$6,091/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,192/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,785
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,595
−HK$2,851/mo
Today · 4.125%
HK$110,446
baseline
▲ 0.50% · 4.625%
HK$116,268
+HK$5,822/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,892/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,294 · Scale 2, in force from 26 Feb 2026)