LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,329
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,957
−HK$1,653/mo
Today · 4.125%
HK$55,610
baseline
▲ 0.50% · 4.625%
HK$58,994
+HK$3,384/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,220/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,215
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,777
−HK$1,583/mo
Today · 4.125%
HK$61,360
baseline
▲ 0.50% · 4.625%
HK$64,595
+HK$3,235/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,720/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,795
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,748
−HK$1,984/mo
Today · 4.125%
HK$66,732
baseline
▲ 0.50% · 4.625%
HK$70,793
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,464/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,858
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,732
−HK$1,901/mo
Today · 4.125%
HK$73,633
baseline
▲ 0.50% · 4.625%
HK$77,514
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,266/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,260
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,539
−HK$2,315/mo
Today · 4.125%
HK$77,854
baseline
▲ 0.50% · 4.625%
HK$82,592
+HK$4,738/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,708/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,501
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,687
−HK$2,218/mo
Today · 4.125%
HK$85,905
baseline
▲ 0.50% · 4.625%
HK$90,433
+HK$4,528/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,810/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,192
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,122
−HK$2,976/mo
Today · 4.125%
HK$100,098
baseline
▲ 0.50% · 4.625%
HK$106,189
+HK$6,091/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,196/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,787
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,598
−HK$2,851/mo
Today · 4.125%
HK$110,449
baseline
▲ 0.50% · 4.625%
HK$116,271
+HK$5,822/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,898/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,318 · Scale 2, in force from 26 Feb 2026)