LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,330
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,958
−HK$1,653/mo
Today · 4.125%
HK$55,611
baseline
▲ 0.50% · 4.625%
HK$58,995
+HK$3,384/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$111,222/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,778
−HK$1,584/mo
Today · 4.125%
HK$61,362
baseline
▲ 0.50% · 4.625%
HK$64,596
+HK$3,234/mo
Deposit HK$11.47M · loan HK$11.47M · min. income ≈ HK$122,724/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,796
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,749
−HK$1,985/mo
Today · 4.125%
HK$66,734
baseline
▲ 0.50% · 4.625%
HK$70,794
+HK$4,060/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,468/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,860
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,733
−HK$1,901/mo
Today · 4.125%
HK$73,634
baseline
▲ 0.50% · 4.625%
HK$77,515
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,268/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,262
−HK$4,594/mo
▼ 0.25% · 3.875%
HK$75,541
−HK$2,315/mo
Today · 4.125%
HK$77,856
baseline
▲ 0.50% · 4.625%
HK$82,593
+HK$4,737/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$155,712/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,503
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,689
−HK$2,217/mo
Today · 4.125%
HK$85,906
baseline
▲ 0.50% · 4.625%
HK$90,435
+HK$4,529/mo
Deposit HK$6.88M · loan HK$16.06M · min. income ≈ HK$171,812/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,194
−HK$5,906/mo
▼ 0.25% · 3.875%
HK$97,124
−HK$2,976/mo
Today · 4.125%
HK$100,100
baseline
▲ 0.50% · 4.625%
HK$106,191
+HK$6,091/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$200,200/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,790
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,600
−HK$2,851/mo
Today · 4.125%
HK$110,451
baseline
▲ 0.50% · 4.625%
HK$116,273
+HK$5,822/mo
Deposit HK$2.29M · loan HK$20.65M · min. income ≈ HK$220,902/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,337 · Scale 2, in force from 26 Feb 2026)