LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,333
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,961
−HK$1,654/mo
Today · 4.125%
HK$55,615
baseline
▲ 0.50% · 4.625%
HK$58,999
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,230/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,220
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,781
−HK$1,584/mo
Today · 4.125%
HK$61,365
baseline
▲ 0.50% · 4.625%
HK$64,600
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,730/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,800
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,753
−HK$1,985/mo
Today · 4.125%
HK$66,738
baseline
▲ 0.50% · 4.625%
HK$70,798
+HK$4,060/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,476/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,864
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,738
−HK$1,900/mo
Today · 4.125%
HK$73,638
baseline
▲ 0.50% · 4.625%
HK$77,520
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,276/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,266
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,545
−HK$2,316/mo
Today · 4.125%
HK$77,861
baseline
▲ 0.50% · 4.625%
HK$82,598
+HK$4,737/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,722/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,508
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,694
−HK$2,218/mo
Today · 4.125%
HK$85,912
baseline
▲ 0.50% · 4.625%
HK$90,440
+HK$4,528/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,824/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,199
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,130
−HK$2,976/mo
Today · 4.125%
HK$100,106
baseline
▲ 0.50% · 4.625%
HK$106,198
+HK$6,092/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,212/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,796
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,606
−HK$2,852/mo
Today · 4.125%
HK$110,458
baseline
▲ 0.50% · 4.625%
HK$116,280
+HK$5,822/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,916/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,396 · Scale 2, in force from 26 Feb 2026)