LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,334
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,962
−HK$1,654/mo
Today · 4.125%
HK$55,616
baseline
▲ 0.50% · 4.625%
HK$59,000
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,232/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,221
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,782
−HK$1,584/mo
Today · 4.125%
HK$61,366
baseline
▲ 0.50% · 4.625%
HK$64,601
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,732/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,801
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,754
−HK$1,985/mo
Today · 4.125%
HK$66,739
baseline
▲ 0.50% · 4.625%
HK$70,800
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,478/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,865
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,739
−HK$1,901/mo
Today · 4.125%
HK$73,640
baseline
▲ 0.50% · 4.625%
HK$77,521
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,280/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,267
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,546
−HK$2,316/mo
Today · 4.125%
HK$77,862
baseline
▲ 0.50% · 4.625%
HK$82,600
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,724/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,509
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,695
−HK$2,218/mo
Today · 4.125%
HK$85,913
baseline
▲ 0.50% · 4.625%
HK$90,441
+HK$4,528/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,826/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,201
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,131
−HK$2,977/mo
Today · 4.125%
HK$100,108
baseline
▲ 0.50% · 4.625%
HK$106,199
+HK$6,091/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,216/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,798
−HK$5,661/mo
▼ 0.25% · 3.875%
HK$107,608
−HK$2,851/mo
Today · 4.125%
HK$110,459
baseline
▲ 0.50% · 4.625%
HK$116,282
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,918/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,412 · Scale 2, in force from 26 Feb 2026)