LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,335
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,963
−HK$1,654/mo
Today · 4.125%
HK$55,617
baseline
▲ 0.50% · 4.625%
HK$59,001
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,234/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,223
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,784
−HK$1,584/mo
Today · 4.125%
HK$61,368
baseline
▲ 0.50% · 4.625%
HK$64,603
+HK$3,235/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,736/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,802
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,756
−HK$1,985/mo
Today · 4.125%
HK$66,741
baseline
▲ 0.50% · 4.625%
HK$70,802
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,482/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,867
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,741
−HK$1,901/mo
Today · 4.125%
HK$73,642
baseline
▲ 0.50% · 4.625%
HK$77,523
+HK$3,881/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,284/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,269
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,549
−HK$2,315/mo
Today · 4.125%
HK$77,864
baseline
▲ 0.50% · 4.625%
HK$82,602
+HK$4,738/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,728/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,512
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$83,698
−HK$2,217/mo
Today · 4.125%
HK$85,915
baseline
▲ 0.50% · 4.625%
HK$90,444
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,830/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,204
−HK$5,907/mo
▼ 0.25% · 3.875%
HK$97,134
−HK$2,977/mo
Today · 4.125%
HK$100,111
baseline
▲ 0.50% · 4.625%
HK$106,202
+HK$6,091/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,222/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,801
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,611
−HK$2,852/mo
Today · 4.125%
HK$110,463
baseline
▲ 0.50% · 4.625%
HK$116,285
+HK$5,822/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,926/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,440 · Scale 2, in force from 26 Feb 2026)