LTV · monthly repayment
▼ 0.50% · 3.625%
HK$52,336
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,964
−HK$1,654/mo
Today · 4.125%
HK$55,618
baseline
▲ 0.50% · 4.625%
HK$59,002
+HK$3,384/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$111,236/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,223
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,784
−HK$1,585/mo
Today · 4.125%
HK$61,369
baseline
▲ 0.50% · 4.625%
HK$64,603
+HK$3,234/mo
Deposit HK$11.48M · loan HK$11.48M · min. income ≈ HK$122,738/mo (50% DSR)
Upfront cash ≈ HK$12.45M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,803
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,756
−HK$1,985/mo
Today · 4.125%
HK$66,741
baseline
▲ 0.50% · 4.625%
HK$70,802
+HK$4,061/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$133,482/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,867
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,741
−HK$1,901/mo
Today · 4.125%
HK$73,642
baseline
▲ 0.50% · 4.625%
HK$77,524
+HK$3,882/mo
Deposit HK$9.18M · loan HK$13.77M · min. income ≈ HK$147,284/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,270
−HK$4,595/mo
▼ 0.25% · 3.875%
HK$75,549
−HK$2,316/mo
Today · 4.125%
HK$77,865
baseline
▲ 0.50% · 4.625%
HK$82,602
+HK$4,737/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$155,730/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,512
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$83,698
−HK$2,218/mo
Today · 4.125%
HK$85,916
baseline
▲ 0.50% · 4.625%
HK$90,445
+HK$4,529/mo
Deposit HK$6.89M · loan HK$16.07M · min. income ≈ HK$171,832/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,204
−HK$5,908/mo
▼ 0.25% · 3.875%
HK$97,134
−HK$2,978/mo
Today · 4.125%
HK$100,112
baseline
▲ 0.50% · 4.625%
HK$106,203
+HK$6,091/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$200,224/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,801
−HK$5,662/mo
▼ 0.25% · 3.875%
HK$107,612
−HK$2,851/mo
Today · 4.125%
HK$110,463
baseline
▲ 0.50% · 4.625%
HK$116,286
+HK$5,823/mo
Deposit HK$2.30M · loan HK$20.66M · min. income ≈ HK$220,926/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$975,446 · Scale 2, in force from 26 Feb 2026)